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Contract for difference (CFD)



Contract for difference (CFD): a contract between a buyer and a seller. The buyer and seller agree to exchange the difference between the price of a share at the opening and closing of a trade.


Leveraging: using a percentage of your money with the CFD provider 'lending' you the remaining amount

  • when you open a trade you place a deposit ('margin') upfront and the CFD provider will lend the remaining value of the trade

  • e.g. if you put in 5% of your own money to open a trade of the market value the CFD provider makes up the remaining 95%


Even though the CFD provider lends you the remaining amount of money to meet the full trade size, you are always responsible for the full value of the CFD trade.

  • "don't let any tiny deposit fool you"

  • If you take out a $50,000 trade, you need to be able to back that up if the market moves in the opposite direction of your trade.


There is no physical delivery of a CFD contract nor do you have any of the additional benefits of owning a share (such as attending the annual general meeting), you do however take part in dividends and any corporate actions (such as bonus shares).


'financing charge': applicable when trading CFDs on shares, sectors and indices (but not on commodities).

  • because you are borrowing funds from your CFD provider, you need to pay interest to the CFD provider

  • usually referenced to a benchmark interest rate. It can be about 2-3% above the relevant benchmark interest rate for that country.





Contract for difference (CFD): agreeing to exchange the difference in value of an asset between the point to which the contract is open and when it's closed.

  • enables you to speculate on price movements on financial markets without buying or selling any underlying asset.


Can trade CFDs on:

  • indices

  • shares

  • forex pairs

  • commodities

  • crypto currencies


CFD trades are leveraged so you only need to put up a small deposit known as an 'initial margin' to open a position.


You can set a stop to manage risk stops will automatically close a position if the price moves against you.


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